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Letters of Borrowing Capacity

A Letter of Borrowing Capacity is a document which we prepare on behalf of lawyers, for their client, which outlines how much we believe they can borrow based on our experience as mortgage experts. This document can be used when necessary, e.g. in court, to support and guide the division of assets during the financial settlement.

Over the years, we have developed close relationships with Family Law firms, providing advice & guidance on financial matters and divorce.

We launched our Letters of Borrowing Capacity service in 2010, and it is being used by an increasing number of Family Law firms to allow their clients to understand their options fully and to ensure a correct financial settlement is reached. Our report outlines clearly what a client should expect to achieve in terms of borrowing limits.

The key benefits are:

  • Fast turnaround, usually same day
  • Personalised report. Simple, easy to understand
  • Impartially worded, suitable for use in Court, and in Collaborative cases
  • Our Resolution Accredited Specialist, Belinda Ray is also available to assist with Pension Sharing cases

If you would like to find out more about this service, or would like to see a draft Letter of Borrowing Capacity report please contact Nicki Sparks on 01483 468 858 or email nicki.sparks@hfsmilbourne.co.uk